Taking the standard deduction? Your gifts count again in 2026
From 2026, cash gifts to charity are deductible up to $1,000 ($2,000 joint) on top of the standard deduction. Givetally shows how much of yours qualifies.
The 2026 rules
If you take the standard deduction, you can deduct up to $1,000 of cash gifts to eligible charities ($2,000 married filing jointly) — not gifts to donor-advised funds (IRS Pub. 6196). If you itemize, only gifts above 0.5% of your AGI are deductible, and in the 37% bracket the benefit is capped at 35% (P.L. 119-21). The 2026 standard deduction is $16,100, $32,200 joint and $24,150 head of household (IR-2025-103).
Only cash gifts — check, card, bank transfer — to eligible charities count. Gifts to donor-advised funds and supporting organizations don't, and neither do clothes, goods or stock. Anything above the cap is simply not deductible; it doesn't carry forward. Keep receipts or bank records (Pub. 6196).
Your donations stay on your computer
Givetally reads your file with JavaScript in this browser tab. Nothing is uploaded, and the rows are gone when you close the tab.
How it works
- Export your 2026 donations from your bank, card or giving app (or copy them into the template): date, amount, charity, type. Drop it here, or try the sample.
- Enter your filing status, AGI and other itemized deductions, then read your best path, the deduction and the tax your gifts save.
- Plan your year-end gifts with the what-if and bunching check, and collect receipts for gifts of $250 or more.
FAQ
Is my data uploaded?
No. Your files are read by JavaScript in your browser tab and never sent to us or anyone else. Gifts aren't stored, so closing the tab clears them. Settings can be saved in this browser if you ask.
What does Givetally do?
It adds up your 2026 donations by type and charity, applies the 2026 rules — the new non-itemizer cash deduction, the 0.5%-of-AGI floor, the 60%/30% AGI limits and the 35% cap for the top bracket — compares the standard deduction with itemizing, and shows the federal tax your gifts save and what more giving by December 31 would do.
What changed in 2026?
The One Big Beautiful Bill Act lets people who take the standard deduction deduct up to $1,000 of cash gifts to charity ($2,000 married filing jointly), not including donor-advised funds. For itemizers, only gifts above 0.5% of AGI are deductible, and people in the 37% bracket get at most a 35% benefit. The 60%-of-AGI limit for cash gifts was made permanent.
What is the 2026 standard deduction?
$16,100 single or married filing separately, $32,200 married filing jointly and $24,150 head of household (IRS IR-2025-103, Rev. Proc. 2025-32). Givetally doesn't add the extra amounts for age 65 or blindness — include those yourself in other deductions if you itemize, or treat the result as a lower bound.
Do donor-advised fund and non-cash gifts count?
For itemizers, yes (subject to the AGI limits and the 0.5% floor). For the new non-itemizer deduction, no: it covers cash gifts to eligible charities only.
Is this a replacement for ItsDeductible?
Partly. Intuit shut ItsDeductible down in October 2025. Givetally doesn't value used items for you — enter the fair market value yourself — but it reads your list, flags Form 8283 and receipt needs, and plans the deduction under the 2026 rules.
What's free?
Importing any number of gifts, your full 2026 deduction, standard vs itemize, the floor and every check, 3 what-ifs, 12 gifts and 2 charities on screen and in print (with a footer). Pro shows and prints everything and adds the Excel and CSV exports.
What isn't covered?
Valuing used goods, appreciated-stock basis rules beyond the 30% limit, private foundations (30%/20% limits), conservation easements, qualified charitable distributions from an IRA, state returns and the add-on standard deduction for 65+. Pub. 526 and a tax professional come first.
Is this tax advice?
No. Givetally applies the rules it describes to the numbers you provide. It is an estimate to plan with.